{"id":218,"date":"2023-10-20T15:51:00","date_gmt":"2023-10-20T15:51:00","guid":{"rendered":"https:\/\/www.familydentalnewington.com\/blog\/?p=218"},"modified":"2023-11-20T15:53:11","modified_gmt":"2023-11-20T15:53:11","slug":"dental-insurance-vs-a-dental-discount-plan","status":"publish","type":"post","link":"https:\/\/www.familydentalnewington.com\/blog\/2023\/10\/20\/dental-insurance-vs-a-dental-discount-plan\/","title":{"rendered":"Dental Insurance vs. a Dental Discount Plan: Which Is Better?"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-medium\"><a href=\"https:\/\/www.familydentalnewington.com\/blog\/2023\/10\/20\/dental-insurance-vs-a-dental-discount-plan\/\" class=\"block-image-link\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.familydentalnewington.com\/blog\/wp-content\/uploads\/2023\/11\/Smiling-patient-looking-upward-at-dental-team-member-300x200.jpg\" alt=\"Smiling patient looking upward at dental team member\" class=\"wp-image-219\" srcset=\"https:\/\/www.familydentalnewington.com\/blog\/wp-content\/uploads\/2023\/11\/Smiling-patient-looking-upward-at-dental-team-member-300x200.jpg 300w, https:\/\/www.familydentalnewington.com\/blog\/wp-content\/uploads\/2023\/11\/Smiling-patient-looking-upward-at-dental-team-member-768x512.jpg 768w, https:\/\/www.familydentalnewington.com\/blog\/wp-content\/uploads\/2023\/11\/Smiling-patient-looking-upward-at-dental-team-member.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p>As a frugal individual, you may be looking for ways to save money on <a href=\"https:\/\/www.familydentalnewington.com\/preventive-dentistry-for-adults.html\">professional oral healthcare<\/a>. Either dental insurance or a dental discount plan could help you do that. But which option is better? The answer really depends on what your personal preferences are. In this blog post, you will find a generalized overview of each type of provision to help you make a well-informed decision about which one is best for you.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Dental Insurance<\/h2>\n\n\n\n<p>In exchange for a monthly premium, dental insurance provides coverage for a range of oral health services. Each plan is unique, but here is an overview of some of the benefits that are commonly available with PPO dental policies:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Preventive care is 100% covered. This typically includes two cleanings and exams each year, along with any necessary diagnostic services, such as X-rays.<\/li>\n\n\n\n<li>Restorative care is 50 \u2013 80% covered. The coverage level depends on whether a particular service is classified as minor or major.<\/li>\n\n\n\n<li>You can use your benefits at virtually any practice, regardless of whether they are in your plan\u2019s network.<\/li>\n<\/ul>\n\n\n\n<p>Of course, there are also a few downsides to traditional dental insurance:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>There is an annual maximum that limits how much your insurance policy will pay for approved services each calendar year. Usually, the limit is around $1,000.<\/li>\n\n\n\n<li>Cosmetic services are almost never covered.<\/li>\n\n\n\n<li>There may be a waiting period before you are eligible to receive coverage for certain restorative services.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Dental Discount Plans<\/h2>\n\n\n\n<p>Just like insurance, each dental discount plan comes with its own unique set of details. Here are some common benefits that you might experience with this type of provision:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You may need to pay nothing out of pocket for preventive care.<\/li>\n\n\n\n<li>There are no waiting periods or annual maximums.<\/li>\n\n\n\n<li>You can receive a discount on virtually all dental services, including those that are not covered by traditional insurance, such as teeth whitening and veneers.<\/li>\n\n\n\n<li>Often, dental discount plans cost less than insurance.<\/li>\n<\/ul>\n\n\n\n<p>Some downsides that you might experience with a dental discount plan include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can only use your benefits at certain dental practices.<\/li>\n\n\n\n<li>You are likely to pay more out of pocket for restorative services than you would with regular insurance.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Making Your Choice<\/h2>\n\n\n\n<p>There is no right or wrong answer when it comes to choosing between insurance and a dental discount plan. Carefully review the options that are available to you, and consider how they align with your priorities. Hopefully, you will be able to make a decision that will allow you to enjoy a healthy smile at the lowest price possible!<\/p>\n\n\n\n<p><strong>Meet the Practice<\/strong><\/p>\n\n\n\n<p>Family Dental Practice of Newington features a large team of dentists and specialists, all of whom are eager to provide top-quality care that is accessible for patients on a budget. Our practice welcomes insurance, and we offer the Essential Dental discount plan. If you are curious about how we can help you save money on high-quality oral health services, <a href=\"https:\/\/www.familydentalnewington.com\/contact-us.html\">contact our office<\/a> at 860-856-6201.<\/p>\n","protected":false},"excerpt":{"rendered":"As a frugal individual, you may be looking for ways to save money on professional oral healthcare. Either dental insurance or a dental discount plan could help you do that. But which option is better? The answer really depends on what your personal preferences are. In this blog post, you will find a generalized overview of each type of provision to help you make a well-informed decision about which one is best for you. <a class=\"read-more\" href=\"https:\/\/www.familydentalnewington.com\/blog\/2023\/10\/20\/dental-insurance-vs-a-dental-discount-plan\/\">(Read More)<\/a>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-218","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dental Insurance vs. a Dental Discount Plan: Which Is Better?<\/title>\n<meta name=\"description\" content=\"Either dental insurance or a dental discount plan could help you save money on oral care. This blog post aims to help you compare your options.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.familydentalnewington.com\/blog\/2023\/10\/20\/dental-insurance-vs-a-dental-discount-plan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dental Insurance vs. a Dental Discount Plan: Which Is Better?\" \/>\n<meta property=\"og:description\" content=\"Either dental insurance or a dental discount plan could help you save money on oral care. 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